Corporate Insurance
Our mission is to help businesses protect their people —
ensuring every employee is supported, wherever work takes them.
About Corporate / Group Insurance
Protecting People, Powering Growth
In today’s fast-moving world, employee benefits aren’t just perks — they’re a statement of how much you value your team. In Hong Kong, where international mobility is high and healthcare costs continue to rise, having the right group insurance in place can be the difference between a loyal workforce and constant turnover.
That’s where Expat Insurance comes in. As an independent broker, we design Corporate and Group Insurance Programs tailored to your company’s size, structure, and industry. From comprehensive medical coverage to life and travel protection, we simplify the process, negotiate better terms, and support you every step of the way — helping you retain top talent, build trust, and strengthen your business for lasting success.
Why Group Insurance Matters?
A great business protects its people — not just inside the office, but everywhere they go. With the right Group Insurance, employees can travel, work, and live confidently knowing they and their families are covered for the unexpected.
What Does Corporate / Group Insurance Include?
- Group Medical Insurance — protects employees and their dependents with hospitalisation, outpatient, maternity, and wellness coverage.
- Group Accident & Disability — provides financial compensation for accidents or permanent disability, supporting staff through difficult recoveries.
- Corporate Travel Insurance — essential for teams who travel frequently for business; covers medical emergencies, evacuations, delays, and baggage loss.
- Group Term Life Insurance — offers affordable life protection, ensuring families are financially secure if the unthinkable happens.
These group solutions can be tailored by department or seniority level, offering your HR team flexibility while ensuring every staff member receives meaningful protection. We manage enrolment, renewals, and claims so your internal workload stays light.
Our focus isn’t just on policies — it’s on people. We create sustainable, cost-effective group insurance that delivers real value for both employers and employees.
Why Work With Expat Insurance?
Simplified Benefits. Smarter Coverage.
Every company has different needs. Some want to reward top talent with richer benefits; others need to balance budgets while keeping protection strong. That’s why we don’t sell one-size-fits-all plans — we build tailored packages that fit your team perfectly.
We understand your company.
We learn your workforce structure, risk profile, and HR priorities before recommending solutions.
We compare clearly.
We evaluate offers from 30+ leading insurers and show you transparent side-by-side results.
We manage everything.
From onboarding new employees to handling claims, our team supports your HR year-round.
We negotiate better value.
We leverage strong insurer relationships to improve premiums, benefits, and renewal terms.
Our Simple Process
Talk to us about your needs
We learn your budget, lifestyle, and health priorities.
Compare your best options
We present suitable plans side-by-side in clear language.
Get you insured quickly
We handle the applications, forms, and negotiations.
Stay with you long-term
Each year, we review your policy and help with claims.
Common Gaps We Help You Avoid
Inadequate medical benefits: Many group plans offer minimal outpatient or maternity care. We fill these gaps with flexible Group Medical Insurance solutions.
Limited accident coverage: Generic policies may exclude off-duty injuries. We secure full Group Accident & Disability protection for peace of mind.
Uninsured business travel: Without Corporate Travel Insurance, medical emergencies or flight disruptions can cost thousands. We make sure your team is covered on every trip.
Missing life coverage: Too often, employers overlook Group Term Life Insurance, leaving families financially vulnerable. We help you include this vital benefit affordably.
That’s why Corporate and Group Insurance matters: it protects your employees not just at work, but across every aspect of their professional and personal lives — from medical and travel to accident and life coverage. And that’s why partnering with Expat Insurance makes all the difference.
Protect What Matters With Confidence
Don’t wait until an emergency strikes to realise your coverage isn’t enough. With expert guidance from Expat Insurance, you can be certain that your health, home, and future are fully protected.
Our Services
We Ensure Professional Insurance Services
Group Medical Insurance
Comprehensive employee healthcare covering hospitalization, wellness, and maternity—building loyalty through better protection.
Group Accident & Disability
Financial security for your staff after accidents or injury—ensuring income stability and compassionate recovery support when life changes.
Corporate Travel Insurance
Reliable worldwide protection for business trips—covering medical emergencies, flight delays, cancellations, and lost baggage.
Group Term Life Insurance
Affordable group life protection for every team—providing peace of mind and financial stability for employees’ families when it matters.
Real Stories That Show the Difference
An airline executive broke his ankle and faced a HKD 270,000 hospital bill. His company scheme only covered half. A broker-arranged plan filled the gap, saving him HKD 120,000.
A young expat couple secured comprehensive cover before starting a family. When faced with complications, their policy saved them from six-figure maternity costs.
An American professional developed cancer just months after taking out coverage. Because he had comprehensive, worldwide cover, he was able to choose treatment both in the US and Hong Kong.
These aren’t rare exceptions — they’re everyday realities in Hong Kong, where a single hospital stay, accident, or unexpected illness can quickly become a financial crisis. The difference between being protected and being exposed often comes down to one thing: having the right policy in place.
testimonials
Why Our Clients Are Satisfied
Our service consistently exceeds expectations. But don’t just take our word for it—here’s what our customers have to say!
Blog & News Update
How I Negotiated Zero Premium Increase for a Client with an Ageing Workforce
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Avoiding the Problem of Group Insurance Gaps
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Why Drone Insurance Breaks Every Aviation Rule
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Contact Us to
Make An Appointment
Ready to protect yourself and your family with comprehensive expat insurance in Hong Kong? Whether it’s medical, life, or personal protection, we make finding the right plan simple and stress-free.
Booking with Expat Insurance Hong Kong is fast and hassle-free. Just fill out the short form below, and our team will be in touch within 24 hours to discuss your needs and recommend the best coverage for you.
Call us for a quote today!
+852 3563 9771
