Cyber Insurance
Cyber Insurance protects your company from the financial and reputational damage
caused by these incidents, helping you recover quickly and keep your operations running.
About Cyber Insurance
Protect Your Business in the Digital Ag
Cyber threats are no longer limited to large corporations. Small and medium-sized businesses are often targeted because of weaker security systems and valuable customer data. A single incident — whether a phishing scam, ransomware attack, or accidental data leak — can cost millions in recovery, fines, and lost trust.
Cyber Insurance safeguards your business against these growing risks by covering expenses related to data breaches, system restoration, and crisis management. At Expat Insurance Hong Kong, we help you secure policies that provide complete protection — from immediate response to long-term recovery support.
Why Choose Cyber Insurance?
Cyber threats are not limited to large corporations. Small and medium-sized businesses are often targeted due to weaker security systems and valuable customer data. A single incident — whether a phishing scam, ransomware attack, or accidental data leak — can cost millions in recovery, fines, and lost trust. Businesses rely on digital systems to operate — from client databases to online payments and communications, but with connectivity comes exposure. Cyber Insurance provides your company with financial backup, expert response, and the resources to recover fast.
What Does Cyber Insurance Include?
Data Breach Response – covers investigation, notification, and recovery costs after a cyberattack
Ransomware & Extortion – financial protection if hackers demand payment or disable your systems
Network Security Liability – defense against third-party claims for compromised data or service outages
Business Interruption – compensation for lost income due to cyber incidents or downtime
Reputation Management – covers PR and communication efforts to restore public trust
Regulatory Fines & Legal Fees – assistance with penalties, investigations, and settlements
At Expat Insurance, we work with top international insurers to tailor cyber policies to your specific risk profile — whether you handle sensitive customer information, operate e-commerce systems, or manage cloud-based infrastructure.
Why Work With Expat Insurance?
Expert Guidance. Fast Protection. Ongoing Support.
Choosing the right Cyber Insurance policy requires understanding your technology, data flows, and potential vulnerabilities.
We learn About Your Business.
We evaluate your computer systems, data storage, third-party integrations etc.
We clarify your protection options.
We explain the difference between first-party (your losses) and third-party (client claims) coverage.
We negotiate better terms.
We ensure your policy includes incident response support, low deductibles, and broad coverage.
We stay by your side.
From renewal to real-world claims, we help you navigate every step of the process.
Our Simple Process
Talk to us about your needs
We learn your budget, lifestyle, and health priorities.
Compare your best options
We present suitable plans side-by-side in clear language.
Get you insured quickly
We handle the applications, forms, and negotiations.
Stay with you long-term
Each year, we review your policy and help with claims.
Possible Pitfalls We Help You Avoid
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Data breach exclusions: Many basic policies exclude cyber events. We ensure your plan covers digital and physical data breaches.
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Limited ransomware coverage: Some insurers cap payouts for extortion. We make sure your ransomware protection is sufficient and comprehensive.
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Missed business interruption protection: Not all policies include income loss coverage.
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Vendor-related breaches: When third-party systems cause a data loss, coverage can fail. We help include extended liability protection across your supply chain.
With Expat Insurance, your business gains more than a policy — you gain a strategic partner dedicated to keeping your operations, data, and reputation safe from today’s most advanced threats.
Protect What Matters With Confidence
Don’t wait until an emergency strikes to realise your coverage isn’t enough. With expert guidance from Expat Insurance, you can be certain that your health, home, and future are fully protected.
We Ensure Professional Insurance Services
Need Other Insurance Services?
Medical Insurance
Comprehensive coverage for individuals and families — from hospital and surgical care to maternity and critical illness protection.
Corporate / Group Insurance
Flexible group plans promoting team well-being for long-term business success, and increased staff retention for your business.
Business Insurance
Protects your company from property damage, liability, and income loss — ensuring long-term stability and business resilience.
Property Insurance
Safeguards your home and lifestyle from fire, theft, or accidental damage, keeping your property secure for your peace of mind secure.
Life Insurance
Ensures your family’s financial security and peace of mind, helping them maintain stability and avoid additional life stress if the unexpected happens.
Contact Us to
Make An Appointment
Ready to protect yourself and your family with comprehensive expat insurance in Hong Kong? Whether it’s medical, life, or personal protection, we make finding the right plan simple and stress-free.
Booking with Expat Insurance Hong Kong is fast and hassle-free. Just fill out the short form below, and our team will be in touch within 24 hours to discuss your needs and recommend the best coverage for you.
Call us for a quote today!
+852 3563 9771

