Group Medical Insurance
Our goal is to help companies build strong employee benefits programs that
attract, retain, and protect top talent. With Group Medical Insurance, your team
enjoys peace of mind — and your organisation gains a trusted partner for long-term success.
About Group Medical Insurance
Comprehensive Protection for Teams of Every Size
Medical insurance is the foundation of any employee benefits program in Hong Kong. Local healthcare costs are high, and quality private care can be unaffordable without proper coverage. Whether your team includes local staff or globally mobile professionals, Group Medical Insurance ensures everyone can access first-class treatment without financial worry.
At Expat Insurance Hong Kong, we help employers design customised medical benefits that balance coverage, budget, and company size. From small teams to multinational firms, our advisors work directly with HR to simplify setup, improve employee satisfaction, and manage claims with clarity and care.
Why Choose Group Medical Insurance?
A well-designed plan does more than pay hospital bills — it shows employees that their health and wellbeing matter. Offering quality medical coverage helps employers stand out in competitive markets, reduces turnover, and builds loyalty among staff.
What Does Group Medical Insurance Include?
- Hospitalisation and inpatient care
- Outpatient treatment for GP and specialist visits
- Maternity and newborn benefits
- Dental and optical options
- Wellness coverage for annual health checks and preventive care
- Chronic and pre-existing condition coverage
- Worldwide protection for travelling employees
Our team tailors plans for both local and expatriate staff, ensuring access to private hospitals and top-tier specialists worldwide. We also structure benefits into flexible tiers — so management, executives, and staff each receive coverage suited to their level of responsibility and lifestyle.
We’re not just providing policies — we’re creating sustainable employee benefits ecosystems. From enrolment to claims, our advisors stay engaged to ensure your employees understand their plans and use them with confidence.
Why Work With Expat Insurance?
Expert Design. Dedicated Support. Proven Results.
Managing a company’s medical plan can be complex. Our goal is to make it effortless for your HR team — and reassuring for your employees.
We start with your workforce needs.
We assess company size, demographics, and staff health priorities.
We compare top insurer options.
We present 30+ leading providers with transparent benefit summaries.
We handle administration.
We manage claims, renewals, and communication with both employees and insurers.
We provide ongoing service.
We offer employee hotline support, quarterly policy reviews, and benefit presentations.
Our Simple Process
Talk to us about your needs
We learn your budget, lifestyle, and health priorities.
Compare your best options
We present suitable plans side-by-side in clear language.
Get you insured quickly
We handle the applications, forms, and negotiations.
Stay with you long-term
Each year, we review your policy and help with claims.
Possible Pitfalls We Help You Avoid
Low annual limits: Some group plans don’t match Hong Kong’s real medical costs. We ensure adequate protection.
Exclusion of dependants: We help you include family members for stronger employee satisfaction.
Complex claims: We simplify claim submissions and reimbursements.
Limited global coverage: We design plans with worldwide portability for international employees.
Lack of preventive care: Many group plans overlook wellness and prevention. We integrate health check-ups and wellness programs to promote long-term employee health.
These are the hidden challenges that frustrate both employers and staff. With Expat Insurance, you gain a proactive partner who manages every detail — so your employees can focus on work, not paperwork.
Protect What Matters With Confidence
Don’t wait until an emergency strikes to realise your coverage isn’t enough. With expert guidance from Expat Insurance, you can be certain that your health, home, and future are fully protected.
We Ensure Professional Insurance Services
Need Other Insurance Services?
Medical Insurance
Comprehensive coverage for individuals and families — from hospital and surgical care to maternity and critical illness protection.
Corporate / Group Insurance
Flexible group plans promoting team well-being for long-term business success, and increased staff retention for your business.
Business Insurance
Protects your company from property damage, liability, and income loss — ensuring long-term stability and business resilience.
Property Insurance
Safeguards your home and lifestyle from fire, theft, or accidental damage, keeping your property secure for your peace of mind secure.
Life Insurance
Ensures your family’s financial security and peace of mind, helping them maintain stability and avoid additional life stress if the unexpected happens.
Real Stories That Show the Difference
An airline executive broke his ankle and faced a HKD 270,000 hospital bill. His company scheme only covered half. A broker-arranged plan filled the gap, saving him HKD 120,000.
A young expat couple secured comprehensive cover before starting a family. When faced with complications, their policy saved them from six-figure maternity costs.
An American professional developed cancer just months after taking out coverage. Because he had comprehensive, worldwide cover, he was able to choose treatment both in the US and Hong Kong.
These aren’t rare exceptions — they’re everyday realities in Hong Kong, where a single hospital stay, accident, or unexpected illness can quickly become a financial crisis. The difference between being protected and being exposed often comes down to one thing: having the right policy in place.
testimonials
Why Our Clients Are Satisfied
Our service consistently exceeds expectations. But don’t just take our word for it—here’s what our customers have to say!
Blog & News Update
How I Negotiated Zero Premium Increase for a Client with an Ageing Workforce
Last quarter, I sat across from an insurer who wanted to raise premiums by 8%…
Avoiding the Problem of Group Insurance Gaps
I've watched HR teams discover their group insurance gaps in real time.An employee needs surgery.…
Why Drone Insurance Breaks Every Aviation Rule
Traditional aviation insurance makes one fundamental assumption: the pilot can see what they're flying.Direct line…
Contact Us to
Make An Appointment
Ready to protect yourself and your family with comprehensive expat insurance in Hong Kong? Whether it’s medical, life, or personal protection, we make finding the right plan simple and stress-free.
Booking with Expat Insurance Hong Kong is fast and hassle-free. Just fill out the short form below, and our team will be in touch within 24 hours to discuss your needs and recommend the best coverage for you.
Call us for a quote today!
+852 3563 9771
