Professional Indemnity Insurance
Protecting professionals and businesses from the financial and reputational impact of mistakes, oversights, or claims of negligence. Professional Indemnity Insurance safeguards you when clients allege that your advice or service has caused them a loss — covering legal costs, settlements, and defense expenses.
About Professional Indemnity Insurance
Simple Protection for Complex Risks
Even the most experienced professionals can face disputes. A small error, omission, or misunderstanding can lead to major legal claims that threaten your finances and reputation. Professional Indemnity Insurance (PII) shields you and your business against claims arising from negligence, misrepresentation, or breach of duty in the course of your professional work.
At Expat Insurance Hong Kong, we help consultants, designers, financial advisors, medical practitioners, engineers, and business service providers obtain the protection they need. Whether you operate as a freelancer or manage a large firm, we tailor policies that reflect your actual exposure — so you stay secure, compliant, and confident.
Why Choose Professional Indemnity Insurance?
In today’s business environment, clients expect accountability. A single claim — even if unfounded — can result in significant legal fees and long disputes. Professional Indemnity Insurance provides peace of mind, allowing you to focus on your work knowing that your livelihood is protected if something goes wrong.
What Does Professional Indemnity Insurance Include?
- Legal defense costs for professional errors or omissions
- Compensation payouts for proven claims of negligence or misrepresentation
- Breach of confidentiality or intellectual property cover
- Defamation and libel protection for statements made during business activities
- Coverage for employees, directors, and subcontractors
- Worldwide protection for services provided across borders
This insurance safeguards your company’s financial stability while preserving your professional integrity. Whether it’s a client alleging poor advice or a design error causing financial loss, we ensure your defense costs and settlements are covered.
We understand that every profession carries unique risks. Our role is to provide tailored solutions, comparing coverage terms across leading insurers and explaining exactly what is (and isn’t) included — before any issues arise.
Why Work With Expat Insurance?
Clarity. Compliance. Confidence.
Buying professional indemnity directly can be risky. Many policies exclude key exposures unless negotiated properly. That’s where we step in — ensuring your coverage is robust and tailored to your line of work.
We start by understanding your business.
We assess your services, client contracts, and risk profile to identify exposures.
We compare multiple insurers.
We present side-by-side options with clear explanations and transparent pricing.
We negotiate better protection.
We use our broker network to extend limits, include key clauses, and reduce exclusions.
We stay with you.
We handle renewals, claims, and policy updates as your business evolves.
Our Simple Process
Talk to us about your needs
We learn your budget, lifestyle, and health priorities.
Compare your best options
We present suitable plans side-by-side in clear language.
Get you insured quickly
We handle the applications, forms, and negotiations.
Stay with you long-term
Each year, we review your policy and help with claims.
Possible Pitfalls We Help You Avoid
Uninsured advice: Many businesses assume their contracts are fully covered — until a client claims negligence. We ensure all advisory work and project scope are properly included.
Breach of confidentiality: Sharing data or reports can unintentionally expose you. We make sure confidentiality and IP clauses are clearly protected.
Excessive exclusions: Generic policies often omit key areas for consultants or specialists. We review every clause to eliminate hidden gaps and secure complete protection.
Low claim limits: Some policies set inadequate payout ceilings. We secure higher limits and aggregate coverage to handle larger or multiple claims.
With Expat Insurance, you’re not just insuring your business — you’re safeguarding your professional reputation, credibility, and future earning potential. We make sure that when mistakes happen, your insurance performs exactly as expected.
We Ensure Professional Insurance Services
Need Other Insurance Services?
Medical Insurance
Comprehensive coverage for individuals and families — from hospital and surgical care to maternity and critical illness protection.
Corporate / Group Insurance
Flexible group plans promoting team well-being for long-term business success, and increased staff retention for your business.
Business Insurance
Protects your company from property damage, liability, and income loss — ensuring long-term stability and business resilience.
Property Insurance
Safeguards your home and lifestyle from fire, theft, or accidental damage, keeping your property secure for your peace of mind secure.
Life Insurance
Ensures your family’s financial security and peace of mind, helping them maintain stability and avoid additional life stress if the unexpected happens.
Contact Us to
Make An Appointment
Ready to protect yourself and your family with comprehensive expat insurance in Hong Kong? Whether it’s medical, life, or personal protection, we make finding the right plan simple and stress-free.
Booking with Expat Insurance Hong Kong is fast and hassle-free. Just fill out the short form below, and our team will be in touch within 24 hours to discuss your needs and recommend the best coverage for you.
Call us for a quote today!
+852 3563 9771
