Travel Insurance
Whether you’re travelling for business or leisure, one thing is certain — unexpected events can turn any trip upside down. Travel Insurance ensures you and your family are protected every time you leave Hong Kong, so you can focus on the journey, not the risks.
About Annual Travel Insurance
Freedom to Travel, Confidence to Explore
For travel enthusiasts, buying insurance for every trip is time-consuming and expensive. With Annual Travel Insurance, one policy covers all your travels for the year — giving you unlimited protection for every destination, whether it’s a short weekend trip, an extended business assignment, or a family holiday abroad.
Apart from Annual Travel policies, we can also assist you with longer Single Trip journeys which last for several months or up to 360 days duration.
From flight delays and baggage loss to overseas medical emergencies and unexpected trip cancellations, this plan provides comprehensive coverage designed specifically for expats and international professionals. At Expat Insurance Hong Kong, we tailor your policy to your lifestyle, taking into account your destinations, travel frequency, and individual risk profile — ensuring you have reliable, global protection wherever business or adventure takes you, with peace of mind every step of the way.
Why Choose Annual Travel Insurance?
Unlike single-trip plans, annual coverage offers continuous protection for all your journeys within a 12-month period — ideal for anyone who travels several times a year. It covers medical emergencies, cancellations, lost belongings, and disruptions, all in one convenient package.
What Does Annual Travel Insurance Include?
Worldwide Medical Coverage – emergency care, evacuation, and repatriation
Trip Cancellations & Delays – compensation for flight disruptions and cancellations
Lost or Damaged Baggage – coverage for personal belongings, electronics, and luggage
Personal Liability Abroad – protection if you accidentally cause injury or damage overseas
Travel Documents & Money – cover for loss of passports, cash, or credit cards
Rental Car Excess – reimbursement for excess charges after an accident
24/7 Global Assistance – emergency support wherever you travel
Whether it’s a family holiday, a regional work trip, or a last-minute getaway, Annual Travel Insurance keeps you covered — from take-off to touch-down, and every moment in between.
Why Work With Expat Insurance?
Expert Advice. Global Coverage. Hassle-Free Claims.
We know travel can be unpredictable — and so can travel insurance. That’s why we simplify the process, ensuring you have the right protection without overpaying. With Expat Insurance, you get flexibility, faster claims, and expert support.
We assess your travel patterns.
We analyse your frequency, destinations, and risks to design the right plan for you.
We compare multiple insurers.
We compare premiums and conver from trusted global insurance providers.
We handle everything for you.
We proactively assist with claims and renewals.
We stay connected.
Wherever your travels take you, Expat Insurance remains your partner in protection.
Our Simple Process
Talk to us about your needs
We learn your budget, lifestyle, and health priorities.
Compare your best options
We present suitable plans side-by-side in clear language.
Get you insured quickly
We handle the applications, forms, and negotiations.
Stay with you long-term
Each year, we review your policy and help with claims.
Possible Pitfalls We Help You Avoid
Overlapping coverage: Some company or credit card plans already include partial travel benefits. We help avoid duplication and wasted cost.
Single-trip limits: Buying insurance each time adds up. We provide annual coverage for unlimited trips with better value.
Missed connections: Some policies exclude multi-leg journeys. We include comprehensive trip interruption protection.
Medical exclusions: Many low-cost travel plans cap medical coverage. We ensure robust limits and full evacuation benefits.
At Expat Insurance, we’ve helped countless clients recover from trip disruptions, medical emergencies, and baggage mishaps — quickly, efficiently, and fairly. With us, you travel smarter, safer, and stress-free.
Protect What Matters With Confidence
Don’t wait until an emergency strikes to realise your coverage isn’t enough. With expert guidance from Expat Insurance, you can be certain that your health, home, and future are fully protected.
We Ensure Professional Insurance Services
Need Other Insurance Services?
Medical Insurance
Comprehensive coverage for individuals and families — from hospital and surgical care to maternity and critical illness protection.
Corporate / Group Insurance
Flexible group plans promoting team well-being for long-term business success, and increased staff retention for your business.
Business Insurance
Protects your company from property damage, liability, and income loss — ensuring long-term stability and business resilience.
Property Insurance
Safeguards your home and lifestyle from fire, theft, or accidental damage, keeping your property secure for your peace of mind secure.
Life Insurance
Ensures your family’s financial security and peace of mind, helping them maintain stability and avoid additional life stress if the unexpected happens.
Real Stories That Show the Difference
An airline executive broke his ankle and faced a HKD 270,000 hospital bill. His company scheme only covered half. A broker-arranged plan filled the gap, saving him HKD 120,000.
A young expat couple secured comprehensive cover before starting a family. When faced with complications, their policy saved them from six-figure maternity costs.
An American professional developed cancer just months after taking out coverage. Because he had comprehensive, worldwide cover, he was able to choose treatment both in the US and Hong Kong.
These aren’t rare exceptions — they’re everyday realities in Hong Kong, where a single hospital stay, accident, or unexpected illness can quickly become a financial crisis. The difference between being protected and being exposed often comes down to one thing: having the right policy in place.
testimonials
Why Our Clients Are Satisfied
Our service consistently exceeds expectations. But don’t just take our word for it—here’s what our customers have to say!
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Make An Appointment
Ready to protect yourself and your family with comprehensive expat insurance in Hong Kong? Whether it’s medical, life, or personal protection, we make finding the right plan simple and stress-free.
Booking with Expat Insurance Hong Kong is fast and hassle-free. Just fill out the short form below, and our team will be in touch within 24 hours to discuss your needs and recommend the best coverage for you.
Call us for a quote today!
+852 3563 9771
